by Kali Grant, Megan Rivera, Estela Zuzunaga and Shamaal Sheppard | Dec 18, 2024 | Brief
Postsecondary education is more than just a pathway to a degree—for many parents, it is a dream for their children’s future. Yet the soaring costs of higher education have made this dream increasingly unattainable, forcing families to rely on risky borrowing options like the Federal Direct Parent Loan for Undergraduate Students (Parent PLUS). Parent PLUS disproportionately saddles low-income parents and parents of color with immense, often unrepayable debt. Parents can face wage garnishment or risk losing a significant source of income—part of their Social Security benefits. This system can warp the promise of postsecondary education into an intergenerational burden. This brief proposes four recommendations to improve the Parent PLUS program and help ensure students and their parents are not driven into debt-burdened poverty to access higher education.
by Megan Rivera, Natalia Cooper, Doug Steiger and Laura Tatum | Nov 15, 2023 | Brief
All children deserve safety, protection, and the opportunity to thrive. And all families deserve support in their efforts to provide a safe and stable environment for their children. The child welfare system is vital to protecting children—but it has disproportionately failed American Indian and Alaska Native, Black, and Latinx children and families. By prioritizing preventative services, programs, and kinship care funded by the Family First Prevention Services Act, child welfare programs can increase the safety and well-being of children and families and reduce unnecessary family separation and foster care placement. This brief highlights progress made by federal child welfare administrators and outlines additional steps they can take to reduce foster care placement through equity-focused implementation of Family First in 2024 and beyond.
by Megan Rivera, Natalia Cooper, Laura Tatum and Doug Steiger | Oct 19, 2023 | Brief
All children and their families deserve resources to take care of their needs, regardless of their family structure. The child support program—which obtains and disburses financial support for millions of children and their custodial parents—should improve family economic security. Ensuring regular child support payments are directed to families and eliminating harmful enforcement measures against parents who are unable to pay would help foster child and family well-being. This brief highlights progress made by federal child support administrators and outlines additional steps they can take to build a more equitable child support program in 2024 and beyond.
